MOTORCYCLE

INSURANCE

 

To fully enjoy the freedom that riding makes you feel, you need to be free from worry about conditions outside of your control.  At Carolina Heritage Insurance we recommend  you purchase a complete coverage insurance policy for your motorcycle to ensure sure you and your motorcycle are protected.

 

For example, if you purchase only the minimum level of liability insurance for your new motorcycle, your protection will be minimal. If your bike gets run over by a truck while it’s parked in front of a restaurant and the truck doesn’t stop, liability coverage won’t replace your bike. For that you’ll need additional collision coverage.

 

And what if your motorcycle is stolen? For that you'll need comprehensive coverage which provides protection for theft (as well as protection for fire damage).

 

In addition there are a few more coverages you may want to consider:

  • Uninsured/Under-insured Motorist- As a biker, your risk of being at fault in an accident is very low. However, the risk of you being hit is high. If you get struck by an inadequately insured motorist, this coverage will protect you.
  • Custom Parts and Equipment- If you have custom equipment that exceeds $1,000, it may be protected under this coverage (amounts less than $1,000 may be covered under comprehensive).
  • Roadside Assistance- This pays out if you have a roadside breakdown (run out of fuel or can’t start your bike, etc.) or need to be towed for repairs.

 

 

 

 

 

 

 

 

 

(843) 689-3030

(866) 286-6264 // FAX

 

92 MAIN STREET, SUITE C

HILTON HEAD ISLAND · SC · 29926

198 OKATIE VILLAGE DRIVE, STE. 102

BLUFFTON · SC · 29909

PO BOX 23405

HILTON HEAD ISLAND · SC · 29925

MON-FRI: 9A-5P   SAT-SUN: CLOSED

 

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