PROTECTION FOR YOUR BUSINESS WITH COMMERCIAL GENERAL LIABILITY INSURANCE

The number of lawsuits being filed against businesses is alarming. That’s why every business needs the type of coverage that commercial general liability insurance offers. It provides your business with the financial protection that can help keep your assets from becoming vulnerable in the event of a lawsuit.

General Liability Insurance Is Your First Line of Defense.

Being dragged into a lawsuit is probably the last thing on your mind until it happens. Then it’s all you can think about. At best it’s a distraction, at worst it can threaten everything you’ve worked so hard to earn and build.  Your business can be sued for almost any reason: Negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints, etc. It’s why having a solid plan and General liability protection is critical.

Business Personal Property Insurance

Business Property Insurance can protect your financial interest in your business, store, office, factory, and/or other locations. Business Property insurance will make certain your damaged building and/or property is repaired or rebuilt quickly so you avoid losing income and preserve both the equity and your future. The loss of any property or inventory you own or create for sale affects your bottom line. If you encounter damage to any of these items, Business Property insurance can help you replace everything from computers and inventory to equipment and tools.

Business Income

Loss of Business Income Insurance provides coverage to keep your business operating until you are open and goods and services are being produced again. This insurance not only replaces lost business income while the office and its contents are being rebuilt and replaced, but it can also cover the operating and payroll expenses necessary to keep you and your business “on your feet” after a loss.

Commercial Liability Umbrella

Your liability insurance policy may help protect your livelihood from lawsuits arising from your business. The policy would cover you to a certain limit, but is it enough? For businesses that need $1 million or more of liability protection, Commercial Liability Umbrella Policy offers broad coverage at a sensible price. In addition to your business property insurance and liability insurance needs, you may also need commercial auto, workers compensation, health, life, retirement plans and professional/specialty products insurance.