To fully enjoy the freedom that riding makes you feel, you need to be free from worry about conditions outside of your control. At Carolina Heritage Insurance we recommend you purchase a complete coverage insurance policy for your motorcycle to ensure sure you and your motorcycle are protected.
For example, if you purchase only the minimum level of liability insurance for your new motorcycle, your protection will be minimal. If your bike gets run over by a truck while it’s parked in front of a restaurant and the truck doesn’t stop, liability coverage won’t replace your bike. For that you’ll need additional collision coverage.
And what if your motorcycle is stolen? For that you’ll need comprehensive coverage which provides protection for theft (as well as protection for fire damage).
In addition there are a few more coverages you may want to consider:
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